Who We Are
MIB for SACCOs is a product of MIB African Solutions Limited, a technology company with a robust team that builds and supports SACCO management systems.
Our Story
MIB for SACCOs is a next-generation SACCO management solution built for agility, transparency, and growth. With a deep understanding of the cooperative movement, we provide robust modules to digitize and simplify SACCO processes.
We empower savings and credit cooperatives with reliable digital tools that streamline operations, ensure compliance, and enhance member satisfaction.
From automated loan processing to real-time financial reporting, we help SACCOs focus on what matters most — growing their communities.
Our Mission
Our goal is for our products and services to transform management of SACCOs and contribute to better services to the SACCO members.
Our Vision
Empower every SACCO and its members to achieve more through innovative technology solutions.
SACCOs Empowered
Members Served
Modules Developed
Awards
Digital Wallets
Our digital wallet system is designed to simplify how users manage, transfer, and access money within a secure, intuitive platform. Whether for personal use, small business needs, or merchant transactions, our wallets offer instant peer-to-peer transfers, seamless top-ups, and real-time transaction tracking—all in one place. Users can directly deposit to their to their mpesa accounts directly from the wallets. With robust security features like two-factor verification and verification otps, compliance with global standards like PCI-DSS and KYC regulations, we ensure that every transaction is both safe and seamless. Built with flexibility in mind, our wallet system integrates smoothly into mobile apps and web platforms, making it easy to send, receive, and grow your money—anytime, anywhere.
We are redefining financial services through evidence-based innovation and responsible growth. Our executive leadership team has that consistently earned industry recognition, including the 2022 [Product Innovation of the Year] for product Innovation. We remain committed to advancing financial inclusion while maintaining the strictest compliance standards.
Mobile Banking Integrations
Our platform offers seamless mobile banking integrations that bridge the gap between traditional financial services and modern digital experiences. Through secure APIs and real-time data syncing, users can have access to their bank wallets, enabling smooth transfers, balance status, seemless transactions and utilities access from within a single mobile app. These integrations empower customers to manage their accounts with ease while enhancing transparency and control. With strong encryption protocols, authentication, we ensure every interaction is fast, secure, and reliable. Whether you’re a financial institution looking to extend your reach or a fintech startup building user-centric solutions, our mobile banking integration layer delivers the service to facilitate needs with confidence.
Quick Loan Products
Our Quick Loan product is a fast, intelligent lending solution built for today’s digital economy. Designed for speed and simplicity, users can apply, get approved, and receive funds in minutes—no paperwork, no long queues. Loans are issued transaction-wise, meaning users can borrow based on specific financial activities or needs, such as paying bills, topping up wallets, or covering short-term business expenses. The system enhances flexibility at setup, allowing providers to define custom rules for eligibility, loan amounts, interest rates, and repayment periods.
Built with advanced credit scoring logic, our platform can assess borrower risk using a combination of user data, transaction history, and behavioral analytics—offering tailored loan options that reflect a user’s financial behavior in real time. Whether integrated into mobile banking apps or standalone fintech platforms, the Quick Loan product supports both first-time borrowers and returning users with automated decisioning, smart reminders, and a transparent repayment structure. It's not just about lending—it’s about enabling access, control, and financial empowerment when it matters most.
Peer to Peer Payments
Our Peer-to-Peer (P2P) Payments feature makes sending and receiving money between individuals easier, faster, and more secure than ever. Whether splitting a bill, paying rent, or sending money to friends and family, users can transfer funds instantly. Built for convenience and trust, we support real-time transactions directly from digital wallets or linked bank accounts, with instant notifications and smart transaction history for easy tracking.
The platform offers a smooth, intuitive user experience—eliminating the need for cash or card swipes. Each transaction is protected by end-to-end encryption and multi-factor authentication, ensuring user safety at every step. Additionally, advanced anti-fraud systems monitor transfers in real time, offering both speed and peace of mind. Whether embedded in a mobile app or web interface, our P2P payments engine enhances everyday interactions by turning personal payments into a seamless digital experience.
CHECK OUR TEAM
Margaret Maina
Account Manager